Home Improvement Loan Program

Low-interest Loans/Grants for Wells, Septic Systems, and Home Improvement

SERCAP has Low interest loans and grants available to construct, refurbish or replace individual water well systems, septic systems, or home improvements.

General Program Requirements

Residence must be in an eligible rural area, town, or community in SERCAP’s seven state service area. Applicants must own (or provide recorded Lifetime Rights) and occupy the home being improved. New home construction and community water systems are not eligible. Household income may not exceed the state median income limit.

Please contact SERCAP staff for further information.