Blog/News

SERCAP - Web Image - Giving Tuesday
On Tuesday, November 30, 2021, SERCAP hosted its second virtual Q&A Session as part of its Annual #GivingTuesday Awareness and Fundraising Campaign. This year’s virtual Q&A session focused on providing the participants and the general public with information on affordable housing challenges, especially in rural communities, and how SERCAP tackles these challenges for low-to-moderate income (LMI) renters, home-buyers, and homeowners through its housing counseling and housing rehabilitation services...
SERCAP - Web Image - for Facilities Development Program
Recently, SERCAP’s Facilities Development Grant Program committed funds to support a multi-year community center project in Buckingham County, Virginia. SERCAP’s Facilities Development Program traditionally provides financial assistance to nonprofits, local government entities, public and private water/wastewater facilities, Public Service Authorities (PSAs), and Planning District Commissions (PDCs) in rural communities across the Commonwealth of Virginia, to support critical infrastructure and community development projects...
SERCAP - Web Image - for Individual Household Well Loans
Recently, SERCAP’s Certified CDFI (Community Development Financial Institution) Loan Fund assisted a low-income single woman in Fluvanna County, VA. She had been dealing with a muddy water well and requested assistance from SERCAP to have a new well drilled. Initially, she was approved for an Individual Household Well Loan in the amount of $7,000.00, based on the estimate from the well driller...
SERCAP - Web Image - for Housing Rehabilitation Projects
Recently, SERCAP’s Housing Department assisted an extremely low-income senior couple living in Clarke County, VA to install critical accessibility features into their bathroom. The couple has lived in their home for over 30 years, and previously received assistance from SERCAP back in 2012. However, due to recent health and safety challenges, the couple was now in need of ADA (Americans with Disabilities Act) accessibility upgrades to their bathroom. As a result of their extremely low-income status, they were unable to afford the cost of the needed bathroom upgrades on their own, without causing serious financial hardship...
SERCAP - Web Image - for Small Business Loans
Southeast Rural Community Assistance Project, Inc.’s (SERCAP) certified CDFI (Community Development Financial Institution) Loan Fund is currently providing Small Business Loans to Small Business Owners and Entrepreneurs across the Commonwealth of Virginia, with a particular focus on rural communities. This affordable Small Business Loan Product allows SERCAP to provide eligible Small Business Owners and Entrepreneurs with financing to help them grow their business. The Small Business Loan product offers a competitive interest rate, and eligible uses include: Working Capital, Inventory, Property Renovation, Financial Management Systems, and more...
SERCAP - Web Image - for Essential & Critical Needs Program
Currently, SERCAP’s Essential & Critical Needs Program is assisting a low-income, single man living in Gloucester County, VA, to install new water/wastewater service-lines at his home. SERCAP’s Essential & Critical Needs Program provides eligible low-to-moderate income (LMI) homeowners with small grants to address critical water and wastewater needs. This client lives in his home alone, and recently began experiencing difficulty with the water/wastewater service-lines at his home. However, due to his low-income status, he was unable to afford the cost of installing new service-lines without causing serious financial hardship... 
Safe and Affordable Housing. For All.
Recently, SERCAP’s Housing Department assisted a low-income senior man living in Rockingham County, VA. He had lived in his home for over 25 years but just recently began experiencing difficulty with his septic system, and it turned out that his septic system had failed. However, due to the client’s low-income status, he was unable to afford the cost of replacing the septic system on his own without causing serious financial hardship. Fortunately, he was referred to SERCAP’s Housing Department by one of the agency’s Region 5 Indoor Plumbing & Rehabilitation (IPR) Committee Members, and the agency was able to qualify him for financial assistance under the IPR-Flex Program...
SERCAP - Web Image - for Facilities Development Program
Recently, SERCAP’s Facilities Development Grant Program assisted the Keysville Well Project in the Town of Keysville in Charlotte County, Virginia. The initial well system was established in the 1900s, but since the 1970s the Town had utilized a reservoir (initially built due to the opening of several factories in the area), which provided 0.77 Million Gallons per Day (MGD) and used a conventional slow sand filtration water treatment plant (WTP)...
SERCAP - Web Image - for Essential & Critical Needs Program
Recently, SERCAP’s Essential & Critical Needs Program assisted a low-income, single man living in Caroline County, VA, to repair the sewer line at his home. The client has lived in his home for over 60 years, and recently began experiencing difficulty with his sewer line. Specifically, there was a blockage which was causing the difficulty with the sewer line, leading to the need for repairs. However, due to his low-income status, he was unable to afford the cost of the sewer line repair without causing serious financial hardship... 
SERCAP - Web Image - for Facilities Development Program
SERCAP’s Facilities Development Program recently awarded a Facilities Development Grant to the Willing Workers Club Water System in the community of Carrollton in Isle of Wight County, Virginia. The Willing Workers Club Water System is a small, privately owned water system, which was founded in the mid 1990’s by the residents to serve the small minority community of Carrollton. The small community well system provides water service to 18 households...