Blog/News

Recently, SERCAP’s Housing Department assisted an extremely low-income single woman living in Page County, VA. The client initially reached out to SERCAP back in 2016, because she had no indoor plumbing in her home and was using an outdoor privy (outhouse) in lieu of an indoor toilet...

During the Fall of 2021, SERCAP will launch a new Business/Economic Development Program, which will support Entrepreneurs and Small Business Owners across the Commonwealth of Virginia. The new Business/Economic Development Program will provide Technical Assistance (TA) and comprehensive Business Services to individuals looking to start or grow a small business, which will have a positive long-term impact on the community...

Recently, SERCAP’s Essential & Critical Needs Program assisted a low-income, single woman living in Russell County, VA, to get her home hooked-up to public water. The client had been experiencing difficulty with her old well, which eventually stopped producing any water at all, leaving her without reliable access to running water in her home. Since the area in which she lives has access to public water, she determined that connecting to the public water system would be the best solution to her problem...

SERCAP’s Certified CDFI (Community Development Financial Institution) Loan Fund just approved an Individual Household Well Loan to assist a low-income couple in Amherst County, VA. Recently, the couple began experiencing significant difficulty with their individual household water well, due to especially low water pressure. They determined that the well was in need of repairs, however, because of their low-income status, they are not able to afford the necessary repairs on their own, without causing serious financial hardship...

Southeast Rural Community Assistance Project, Inc.’s (SERCAP) certified CDFI (Community Development Financial Institution) Loan Fund has been an intermediary for USDA RD’s Individual Household Well Loan program since 2005 (approximately 16 years). The low-interest Individual Household Well Loan Product allows SERCAP to provide low-interest (1%) to low-to-moderate income (LMI) households in order to repair or replace a damaged and/or failing (dry) drinking water well. Eligible applicants can borrow up to $11,000.00 with an interest rate of only 1%, and up to a 10-year loan term...

Recently, SERCAP’s certified CDFI (Community Development Financial Institution) Loan Fund approved a Community Development Loan for the Town of Hiltonia in Screven County, Georgia. SERCAP’s Community Development Loan product provides affordable financing to local government entities, nonprofit organizations, public and private water/wastewater facilities, Public Service Authorities (PSAs), Planning District Commissions (PDCs), and other community organizations in rural communities across the southeast United States, to support critical public infrastructure, community development, and economic development projects...

Recently, SERCAP’s Facilities Development Program awarded a Facilities Development Grant to the Davis Center Foundation in Accomack County, Virginia. SERCAP’s Facilities Development Program provides financial assistance to nonprofits, local government entities, public and private water/wastewater facilities, Public Service Authorities (PSAs), and Planning District Commissions (PDCs) in rural communities across the Commonwealth of Virginia, to support critical water/wastewater infrastructure and community development projects...

SERCAP’s Housing Department recently completed all construction for, and is preparing close-out, its Housing Rehabilitation Services for the long-term Community Development Block Grant (CDBG) Project in the Town of Dillwyn in Buckingham County, Virginia. Back in the Spring of 2018, SERCAP’s Housing Department was awarded the Rehabilitation Specialist Services Contract for the Town of Dillwyn Rehabilitation Project, a CDBG Construction Improvement Grant (CIG) project in Buckingham County...

Over the past 15 months, despite the challenges of the COVID-19 pandemic, SERCAP’s Housing Counseling Program has continued to provide quality one-on-one counseling and group education services to the community by adapting its service delivery model to embrace technology and utilize web-based workshop and training software...

Since 2012, SERCAP’s Certified CDFI (Community Development Financial Institution) Loan Fund has offered an Individual Household Septic Loan Product to low-to-moderate income (LMI) homeowners across the Commonwealth of Virginia, in order to repair or replace damaged and/or failing septic systems...